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commercial loans for businesses in the West Midlands

property finance and commercial loans

designed to quickly access funds needed

  • Property finance consists of mortgages that are usually secured against the property being purchased.

  • Development loans aim to provide funds to make sure that new development projects can be done and completed and the capital will be drawn in stages throughout the project. This loan will run through the course of the project and are paid back once the property has been refinanced using a traditional mortgage or sold to an end user. This is usually used for larger scale developments like office blocks or flat conversions.

  • Commercial loans can be a quick way to access an immediate injection of cash, some can be approved in 48 hours.

  • Have you considered a revolving loan? These are particularly useful if you are purchasing quick moving stock or supplies.

how does bridging finance work?

Bridging loans are a short-term borrowing solution. It is ideal for buyers who need funds to finish a development, buy a property at auction or as a temporary measure until the property qualifies for a traditional mortgage.

benefits of property finance

commercial loans for businesses in Worcestershire

Tailored to You​

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We understand that every project comes with different requirements. We can provide a number of options to you to ensure you get the best solution

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Competitive Terms

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Property finance can secure borrowing against a premises which doesn't qualify for tradition commercial mortage

west midlands invoice finance

Raise Capital Quickly

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We can help you secure capital in just a few days/weeks, whether you are buying a property at auction or a brand new commercial property. Some loans can be underwritten in 24 hours

invoice finance in Leicestershire

Speak to our property partner today

  • What is invoice finance?
    Invoice finance is a way of raising funds; giving you an immediate injection of cash, which could release up to 95% of the invoice value against your unpaid invoices, by the invoice finance provider agreeing to purchase your book debts.
  • What is invoice factoring?
    The factoring company purchases your book debts and will provide a full credit management service. In this service, they will: Talk directly to your customers and send out follow up letters Collect payments Produce monthly statements Allows access up to 95% of the invoice value. The lender will also provide disclosure in the way of an assignment notice placed upon the invoice.
  • Who are Alliance Commercial Finance Limited and what do they do?
    Alliance Commercial Finance Limited provide bespoke invoice finance, factoring and specialist supplier finance solutions to help businesses fund their working capital.
  • Why should I choose Alliance Commercial Finance?
    We spend the time talking to the directors to establish their requirements and provide them with the best options for their business. This enables a quick and reliable decision, allowing business to progress with as little disruption as possible. We constantly work with our funding partners to make sure we are up to date with current offers and products; which means you get impartial advice and the right product for your requirements. When you work with us, you will benefit from over 20 years' experience in the financial sector. Having worked at director level within the independent, non-bank owned factors, including those owned by merchant banks.
  • What's the difference between factoring and invoice discounting?
    With factoring, you will choose the lender who will collect the payment from your customers, this works best for small to medium sized businsses. Your customers know that you're using factoring but the factoring company will handle the credit control directly and will neogiate terms with customers. Invoice discounting is more straightforward and is used by large and established businesses. Compared to factoring, you will still have access to credit control but your customer will be unaware that you are borrowing against their invoices. With invoice discounting you can avoid a third party (the invoice financier), allowing you to deal directly with your customers.
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