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invoice finance for businesses in the West Midlands

Confidential Invoice Discounting

What is Confidential Invoice Discounting?

Confidential Invoice Discounting is a form of cashflow finance, that allows you to release funds from unpaid invoices.

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This process is completely confidential which ensures that your debtors will be unaware that this is taking place and your standard credit control processes can continue as normal.

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This is the ideal invoice finance solution for businesses who are looking for flexible funding options without sacrificing customer experience.

Benefits of Confidential Invoice Discounting

  • Allows access up to 95% of the invoice value

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  • This is a confidential facility therefore your customers will not be aware of the funders involvement

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  • You can continue to utilise your own credit control processes

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How Confidential Invoice Discounting works

STEP 1 

Create and send the invoice to your customer

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STEP 2

Assign the invoices to the invoice finance online platform

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STEP 3

They will provide you with an availability to drawn down from the invoices assigned, giving your business an immediate cash injection

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STEP 4

When your customer pays, you will receive the balance of the invoice value (less charges)

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Ready to improve your cashflow?
  • What is invoice finance?
    Invoice finance is a way of raising funds; giving you an immediate injection of cash, which could release up to 95% of the invoice value against your unpaid invoices, by the invoice finance provider agreeing to purchase your book debts.
  • What is invoice factoring?
    The factoring company purchases your book debts and will provide a full credit management service. In this service, they will: Talk directly to your customers and send out follow up letters Collect payments Produce monthly statements Allows access up to 95% of the invoice value. The lender will also provide disclosure in the way of an assignment notice placed upon the invoice.
  • Who are Alliance Commercial Finance Limited and what do they do?
    Alliance Commercial Finance Limited provide bespoke invoice finance, factoring and specialist supplier finance solutions to help businesses fund their working capital.
  • Why should I choose Alliance Commercial Finance?
    We spend the time talking to the directors to establish their requirements and provide them with the best options for their business. This enables a quick and reliable decision, allowing business to progress with as little disruption as possible. We constantly work with our funding partners to make sure we are up to date with current offers and products; which means you get impartial advice and the right product for your requirements. When you work with us, you will benefit from over 20 years' experience in the financial sector. Having worked at director level within the independent, non-bank owned factors, including those owned by merchant banks.
  • What's the difference between factoring and invoice discounting?
    With factoring, you will choose the lender who will collect the payment from your customers, this works best for small to medium sized businsses. Your customers know that you're using factoring but the factoring company will handle the credit control directly and will neogiate terms with customers. Invoice discounting is more straightforward and is used by large and established businesses. Compared to factoring, you will still have access to credit control but your customer will be unaware that you are borrowing against their invoices. With invoice discounting you can avoid a third party (the invoice financier), allowing you to deal directly with your customers.
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